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Interest charged is £161.92, interest rate 161.9% (variable). This is where Omacl can help as they will send your details to a selection of lenders and let you know which would be willing to give you a loan and then you will have a short list to look at, so that you will find it easier to check which will be the best one for you.
Think about what features will be the most important to you, perhaps the cost, the repayment terms, the customer service or whatever.
This means that you will not need to worry if you have a bad credit record as you are still likely to be accepted for the loan. Once you have decided which type of loan, then you will need to compare the lenders to see which is the best.
This means that it is harder to be tempted to borrow more than the amount that you need.
There is also no credit check with a short-term loan at the point of applying.
Therefore there are many people that would be better off with a short term loan if they want a £500 loan.
The loan will have a fixed repayment schedule; it may be one lump sum repayment or a series of repayments which will have to be repaid on certain dates.
Or you might want to go with a lender that you have heard of and are willing to pay more for that.