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These cards are generally only offered to those with good credit.Of course, you can extend your payoff beyond the 0-percent promotional period by making smaller monthly payments, but make sure the default APR on the card is reasonable.Credit unions in particular offer some attractive rates to their clients and most are looking for new customers at any given time.Peer-to-peer consolidation loans are becoming popular, as well.GAAP dictates when and how companies should consolidate and whether certain entities need to be consolidated.Thus, it is important to note that entities in which a company owns only a minority interest do not often need to be consolidated.At the end of the year, Company XYZ's income statement might reflect a large amount of royalties and fees and very few expenses (because these are recorded on the subsidiary income statements).Thus, an investor looking solely at Company XYZ's holding company financial statements could easily get a misleading view of the entity's performance.
These loans will carry an interest rate, but what that might be will again depend on your credit standing and your relationship with your bank or credit union.All options will do what you want in terms of paying only one monthly bill, assuming you do not use the cards for future purchases.And yes, I do believe it can be a good idea as long as you do your homework and choose the option that will work best for you.If your credit is good, you should be able to qualify for a low or 0-percent interest rate balance transfer credit card.If so, you need to know that 0-percent interest doesn’t come free.
These example sentences are selected automatically from various online news sources to reflect current usage of the word 'consolidate.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. How It Works Let's assume Company XYZ is a holding company that owns four other companies: Company A, Company B, Company C and Company D.