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However, these loans will require good credit history, usually at least a 660 FICO score or higher is required.
But this is one of the cheaper debt relief options because it’s a low-interest loan.
One of the advantages of this debt relief program is that you don’t need perfect credit.
In fact your credit score doesn’t matter at all, everyone is accepted.
You can transfer the balances of the high interest accounts to the no interest card.
This will help you pay off the debts much faster and save a lot of money in interest.
If you own your own home and have built up equity you can use that equity as collateral for a loan.If you have low average to bad credit (below 660 credit score) you may still qualify for a debt consolidation loan but the interest rate will be high.Rates can be as high as 30% in some cases defeating the purpose of a debt consolidation loan. A debt consolidation loan may be a great option for you.But how do you get a debt consolidation loan with bad credit?