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This is a total ban - meaning no UK business will be able to implement any charge on credit or debit card transactions by a UK consumer.

But there are questions about how this policy will be policed: trading standards will most likely be in charge of enforcing the ban, but the Chartered Trading Standards Institute says: 'Given we've lost 56% of Trading Standards Officers since 2011, any additional area for enforcement is going to be a challenge.' You should always question a company who you think have a surcharge on their payments, and report them to Trading Standards.

Extra fees that have nothing to do with debit or credit cards can still be charged, for example booking fees, service charge or additional costs like choosing your seat when booking flights.

However, no business can rename a card surcharge as a service charge or anything else.

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