Us government consolidating student loans
Lenders offer flexible repayment duration and lower interest price tag.
If you’re unable to make payments on time, you could lose your home.Credit counseling services provide resources to help solve your money problems.Counselors discuss your entire financial situation and help you develop a personalized plan. And they can help you find educational programs on money management.Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act.Your state Attorney General’s office can help you find out your rights under your state’s law.
Within five days after a debt collector first contacts you, the collector must send you a written notice that tells you the name of the creditor, how much you owe, and what action to take if you believe you do not owe the money.